21 Dealer Rules
Double - When a Player has been dealt the first two cards and believes that the third card will give them a position to beat the Dealer's hand, they can "double down." The wager is doubled, and one additional card is dealt to the Player. The hand is automatically stood, and the Dealer then completes its hand comparing it to the Players' total.
Blackjack - Is achieved when first two cards total 21. Blackjack beats a score of 21 consisting of 3 or more cards.
Bust - Is achieved when total value of cards for either the Dealer or the Player exceeds 21. If the Player busts the wager is lost, if the Dealer busts the Player automatically wins the wager.
Push - Is achieved when the value of the Dealer's cards (from 17 to 21) and the Player's cards are equal resulting in neither winning. It also results in the return of the Player's wager.
Surrender - Once a Player hits surrender, the Player will receive 50% of his current bet and 50% will go to the house. Surrender is only allowed on the first 2 cards a player receives.
Dealer Rules about Insurance
Insurance - Gives you a chance to protect yourself when you believe the Dealer might have Blackjack. If the Dealer's first card is an ace, and the Player believes the Dealer's hole card (face down) value is 10, the Player may purchase insurance against Dealer Blackjack at the price of half their initial bet. If the Dealer does have Blackjack, the insurance pays 2 to 1, which corresponds to the amount of the initial bet. If the Player has bought insurance and the Dealer does not have Blackjack, the Player loses his insurance. JUST DONT TAKE INSURANCE! ITS A SUCKER BET!